How are things going for you? I think it is important to remember that the path to financial well-being is not a 100 meter dash. It is indeed a marathon.
I can tell you that there will be good days and difficult days. Recently I heard leadership expert John Maxwell say, “Good things don’t come quickly. Good things come over time.”
In order to stay in the battle for the duration you have to be ready to deal with obstacles.
You will face 3 Big Ds in doing anything that is worth doing: Distraction, Discouragement, and Doubt.
How do you keep fighting until you achieve victory?
You need perseverance which Merriam-Webster defines as “continued effort to do or achieve something despite difficulties, failure, or opposition“.
So here are 4 reminders that will help you persevere until your financial victory is achieved:
1. Remember the Why
In the midst of the day-to-day grind, you have to keep the big picture in mind. You could easily get distracted from the goal with everything that it is going on and you might wonder if it is worth it.
You need to remind yourself that you are doing this because you want to take care of your family. You want to be free from the slavery of debt. You want to have savings for emergencies and for the future.
You want to retire with dignity. You want to leave a legacy for your family. You want to give generously and help others.
2. Relish every Victory
It might take you several months to achieve total victory. As the saying goes, Rome was not built in a day.
However, it is important to take time and celebrate your victories. Did you have your budget meeting for this month before the month started? Celebrate!
Did you actually finish your beginner’s emergency fund? Celebrate!
Did you pay off that first credit card? Celebrate!
Enjoying the victories along the way will help you to stay focused on the goal.
3. Remember How Far You Have Come
When you face a difficult day or week, you might be tempted to give into being discouraged. That might be a good time to reflect on what you have accomplished to this point.
Maybe you now have a working budget. Maybe you have knocked off a couple of items on your debt snowball.
Look at all the progress you have made. It will encourage you and give you renewed energy to keep going.
4. Rest on the Truth
You might face doubts of whether this will work or not. However, these are God-given, time-tested principles for winning with your finances.
Use a budget to live on less than you make. Save for emergencies and for large purchases.
Break free from the chains of debt. Plan for the future. Give extravagantly. These principles work and that is the rock solid truth.
Don’t you quit. Don’t stop. Don’t you give up until victory is achieved. Persevere!
“Discipline, not desire, determines destination.”
Dr. Charles Stanley
Please leave a comment below and share what has worked for you to stay motivated.