August 2012

When you apply this concept to your money, playing above the line is the opposite of being “normal“. Normal (or average) with finances in the good old USA is living paycheck to paycheck, drowning in credit card debt, carrying student loan debt for 10-15 years, having car payments or worse lease payments for at least 5 years, having no savings for college and no savings for retirement. The normal person looks to Washington to rescue them from their financial mistakes (and we all have made them). Normal says: “it can’t be done”, “there is no way out”.

You see, the goal made the journey to get there worth it. Having a great reason to do something, is more important than the methodology you choose to achieve it. The same is true if you want to win with your money. I could coach you and teach you how to do a budget, how to get out of debt, how to put a savings plan in place. But if you don’t have a proper motivation you might falter when you face obstacles.