{"id":12428,"date":"2015-05-12T05:00:57","date_gmt":"2015-05-12T10:00:57","guid":{"rendered":"http:\/\/www.figueroafinancial.com\/?p=12428"},"modified":"2015-05-11T20:46:37","modified_gmt":"2015-05-12T01:46:37","slug":"y-si-pudieses-vivir-sin-deudas","status":"publish","type":"post","link":"https:\/\/www.figueroafinancial.com\/es\/2015\/05\/12\/y-si-pudieses-vivir-sin-deudas\/","title":{"rendered":"\u00bfY Si Pudieses Vivir Sin Deudas?"},"content":{"rendered":"<!--powerpress_player--><div class=\"powerpress_player\" id=\"powerpress_player_9470\"><audio class=\"wp-audio-shortcode\" id=\"audio-12428-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/05\/Podcast-May-13-2015.mp3?_=1\" \/><a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/05\/Podcast-May-13-2015.mp3\">http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/05\/Podcast-May-13-2015.mp3<\/a><\/audio><\/div><p class=\"powerpress_links powerpress_links_mp3\" style=\"margin-bottom: 1px !important;\">Podcast: <a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/05\/Podcast-May-13-2015.mp3\" class=\"powerpress_link_pinw\" target=\"_blank\" title=\"Reproducir en una nueva ventana\" onclick=\"return powerpress_pinw('https:\/\/www.figueroafinancial.com\/es\/\/?powerpress_pinw=12428-podcast');\" rel=\"nofollow\">Reproducir en una nueva ventana<\/a> | <a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/05\/Podcast-May-13-2015.mp3\" class=\"powerpress_link_d\" title=\"Descargar\" rel=\"nofollow\" download=\"Podcast-May-13-2015.mp3\">Descargar<\/a><\/p><p class=\"powerpress_links powerpress_subscribe_links\">Suscr\u00edbete: <a href=\"https:\/\/subscribebyemail.com\/www.figueroafinancial.com\/es\/feed\/podcast\/\" class=\"powerpress_link_subscribe powerpress_link_subscribe_email\" target=\"_blank\" title=\"Suscr\u00edbete por correo electr\u00f3nico\" rel=\"nofollow\">Correo electr\u00f3nico<\/a> | <a href=\"https:\/\/www.figueroafinancial.com\/es\/feed\/podcast\/\" class=\"powerpress_link_subscribe powerpress_link_subscribe_rss\" target=\"_blank\" title=\"Suscr\u00edbete v\u00eda RSS\" rel=\"nofollow\">RSS<\/a><\/p><p><a href=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/05\/Podcast-Y-Si-Pudieses-Vivir-Sin-Deudas.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft  wp-image-12430\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/05\/Podcast-Y-Si-Pudieses-Vivir-Sin-Deudas.jpg\" alt=\"\u00bfY Si Pudieses Vivir Sin Deudas?\" width=\"198\" height=\"218\" srcset=\"https:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/05\/Podcast-Y-Si-Pudieses-Vivir-Sin-Deudas.jpg 375w, https:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/05\/Podcast-Y-Si-Pudieses-Vivir-Sin-Deudas-272x300.jpg 272w\" sizes=\"auto, (max-width: 198px) 100vw, 198px\" \/><\/a>\u00a1Bienvenidos al episodio<span style=\"color: #008000;\"> <strong>#78\u00a0<\/strong><\/span>del Podcast \u201c<span style=\"color: #008000;\"><strong>Ayuda y Esperanza para Tus Finanzas<\/strong><\/span>\u201d!<\/p>\n<p>\u00bfQu\u00e9 cantidad de tu ingreso mensual est\u00e1 dedicada a<span style=\"color: #008000;\">\u00a0<strong><em>pagos de deudas<\/em><\/strong><\/span>?<\/p>\n<p>Ya sea que lo mires en t\u00e9rminos de una cantidad de d\u00f3lares, o come un porcentaje de tu ingreso mensual, esa cifra representa esto:<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #008000;\"><strong><em>La cantidad de deudas que cargamos, nos impide hacer algo m\u00e1s que queremos hacer.<\/em><\/strong><\/span><\/p>\n<p>En otras palabras, mientras m\u00e1s tiempo nos quedemos en las cadenas de las deudas, m\u00e1s tiempo nos tomara el poder\u00a0<span style=\"color: #008000;\"><strong><em>usar nuestro dinero para alcanzar nuestros objetivos<\/em><\/strong><\/span>.<\/p>\n<p style=\"text-align: center;\"><a title=\"Suscr\u00edbete al Podcast en iTunes.\" href=\"itms:\/\/itunes.apple.com\/us\/podcast\/ayuda-y-esperanza-para-tus\/id717724952?mt=2\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7023\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Subscribe-to-Podcast-iTunes3.jpg\" alt=\"Suscr\u00edbete al Podcast en iTunes.\" width=\"225\" height=\"27\" \/><\/a><\/p>\n<h2>Resumen del Episodio<\/h2>\n<h3>El Costo de los Pagos de Deudas<\/h3>\n<p>Piensa en esto. Digamos que solamente el\u00a0<span style=\"color: #008000;\"><strong>20%<\/strong>\u00a0<\/span>de tu ingreso mensual est\u00e1 dedicado a pagos de deudas.<\/p>\n<p>Con un ingreso mensual de\u00a0<span style=\"color: #008000;\"><strong>$4,000<\/strong><\/span>\u00a0ese porciento representa\u00a0<span style=\"color: #008000;\"><strong>$800<\/strong><\/span>\u00a0cada mes.<\/p>\n<p>\u00bfPero y si <span style=\"color: #008000;\"><strong><em>pudieses vivir sin<\/em><\/strong> <em><strong>deudas<\/strong><\/em><\/span>? Si pudieras eliminar completamente tus deudas, \u00bfque podr\u00edas hacer con esos <span style=\"color: #008000;\"><strong>$800<\/strong><\/span>?<\/p>\n<h3>Las Consecuencias de la Deudas<\/h3>\n<p>Ves,\u00a0<span style=\"color: #008000;\"><em><strong>la deuda no es una herramienta<\/strong><\/em><\/span>\u00a0para ayudarnos a prosperar con el dinero.<\/p>\n<p>En el mejor de los casos, la deuda es una\u00a0<span style=\"color: #008000;\"><em><strong>muleta<\/strong><\/em>\u00a0<\/span>que nos impide el caminar en nuestra propia fortaleza financiera.<\/p>\n<p>Y en el peor de los casos, la deuda es una forma moderna de\u00a0<span style=\"color: #008000;\"><em><strong>esclavitud<\/strong><\/em>\u00a0<\/span>que pone a los acreedores a cargo de nuestro ingreso.<\/p>\n<p>T\u00fa quieres que tu dinero trabaje para ti y no para el banco. Cuando estamos en deudas, el <span style=\"color: #008000;\"><em><strong>inter\u00e9s compuesto trabaja contra nosotros<\/strong><\/em><\/span>.<\/p>\n<p>Cuando <strong><em>vivimos sin deudas<\/em><\/strong>, podemos dedicar nuestro dinero a ahorros e inversiones,\u00a0<span style=\"color: #008000;\"><em><strong>el inter\u00e9s compuesto trabaja para nosotros<\/strong><\/em><\/span>.<\/p>\n<p><a title=\"Suscr\u00edbete al Podcast en Stitcher.\" href=\"http:\/\/www.stitcher.com\/podcast\/figueroa-financial\/ayuda-y-esperanza-para-tus-finanzas?refid=stpr\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7025\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Subscribe-to-Podcast-Stitcher1.jpg\" alt=\"Suscr\u00edbete al Podcast en Stitcher.\" width=\"225\" height=\"26\" \/><\/a><\/p>\n<h2>Recursos Adicionales<\/h2>\n<ul>\n<li>Podcast: <a href=\"http:\/\/www.figueroafinancial.com\/es\/2013\/10\/22\/6-pasos-para-salir-de-las-deudas\/\">6 Pasos Para Salir de las Deudas<\/a><\/li>\n<li>Podcast: <a href=\"ttp:\/\/www.figueroafinancial.com\/es\/2014\/02\/04\/3-preguntas-importantes-al-salir-de-las-deudas\/\">3 Preguntas Importantes al Salir de las Deudas<\/a><\/li>\n<li>Presentaci\u00f3n: <a href=\"http:\/\/www.slideshare.net\/JoseFigueroa27\/7-recompensas-de-la-vida-libre-de-deudas\">7 Recompensas de la Vida Libre de Deudas<\/a><\/li>\n<li>Art\u00edculo: <a href=\"http:\/\/www.figueroafinancial.com\/es\/2013\/08\/28\/que-sucede-despues-que-sales-de-las-deudas\/\">\u00bfQu\u00e9 Sucede Despu\u00e9s que Sales de las Deudas?<\/a><\/li>\n<li>Servicios: <a href=\"http:\/\/www.figueroafinancial.com\/es\/contratame\/coaching-financiero\/\">Coaching Financiero<\/a><\/li>\n<\/ul>\n<p>Si, el vivir sin deudas va a requerir el trabajo duro, sacrificio, y persistencia.<\/p>\n<p>Pero cualquier cosa en la vida que vale la pena nos cuesta algo.<\/p>\n<p>Tenemos que\u00a0<span style=\"color: #008000;\"><em><strong>pagar el precio para alcanzar el \u00e9xito<\/strong><\/em><\/span>.<\/p>\n<p>Y eso es 100 veces mejor que seguir pagando el alto precio de seguir endeudados.<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #008000;\"><strong><em>\u00a1Lib\u00e9rate hoy mismo!<\/em><\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #008000;\"><strong><em>\u201cLa ruta m\u00e1s corta para la acumulaci\u00f3n de riqueza es que no tengas ning\u00fan pago.\u201d<br \/>\n<\/em><\/strong><strong><em>Dave Ramsey<\/em><\/strong><strong><em>, <\/em><\/strong><strong><em>Autor y Anfitri\u00f3n de Radio Financiero<\/em><\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfPero y si pudieses vivir sin deudas? Si pudieras eliminar completamente tus deudas, \u00bfque podr\u00edas hacer con esos $800?<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[222,333],"tags":[217,318,326,402],"class_list":["post-12428","post","type-post","status-publish","format-standard","hentry","category-deudas-es","category-podcast-2","tag-deudas-es-es","tag-libre-de-deudas","tag-podcast","tag-vivir-sin-deudas"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts\/12428","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/comments?post=12428"}],"version-history":[{"count":2,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts\/12428\/revisions"}],"predecessor-version":[{"id":12431,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts\/12428\/revisions\/12431"}],"wp:attachment":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/media?parent=12428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/categories?post=12428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/tags?post=12428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}