{"id":12683,"date":"2015-10-15T20:45:17","date_gmt":"2015-10-16T01:45:17","guid":{"rendered":"http:\/\/www.figueroafinancial.com\/es\/?p=12683"},"modified":"2015-10-15T20:28:27","modified_gmt":"2015-10-16T01:28:27","slug":"libertad-vida-despues-de-las-deudas","status":"publish","type":"post","link":"https:\/\/www.figueroafinancial.com\/es\/2015\/10\/15\/libertad-vida-despues-de-las-deudas\/","title":{"rendered":"\u00a1Libertad! Vida Despu\u00e9s de las Deudas"},"content":{"rendered":"<!--powerpress_player--><div class=\"powerpress_player\" id=\"powerpress_player_1955\"><audio class=\"wp-audio-shortcode\" id=\"audio-12683-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/06\/Podcast-Oct-16-2015-con-Introduccion.mp3?_=1\" \/><a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/06\/Podcast-Oct-16-2015-con-Introduccion.mp3\">http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/06\/Podcast-Oct-16-2015-con-Introduccion.mp3<\/a><\/audio><\/div><p class=\"powerpress_links powerpress_links_mp3\" style=\"margin-bottom: 1px !important;\">Podcast: <a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/06\/Podcast-Oct-16-2015-con-Introduccion.mp3\" class=\"powerpress_link_pinw\" target=\"_blank\" title=\"Reproducir en una nueva ventana\" onclick=\"return powerpress_pinw('https:\/\/www.figueroafinancial.com\/es\/\/?powerpress_pinw=12683-podcast');\" rel=\"nofollow\">Reproducir en una nueva ventana<\/a> | <a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/06\/Podcast-Oct-16-2015-con-Introduccion.mp3\" class=\"powerpress_link_d\" title=\"Descargar\" rel=\"nofollow\" download=\"Podcast-Oct-16-2015-con-Introduccion.mp3\">Descargar<\/a><\/p><p class=\"powerpress_links powerpress_subscribe_links\">Suscr\u00edbete: <a href=\"https:\/\/subscribebyemail.com\/www.figueroafinancial.com\/es\/feed\/podcast\/\" class=\"powerpress_link_subscribe powerpress_link_subscribe_email\" target=\"_blank\" title=\"Suscr\u00edbete por correo electr\u00f3nico\" rel=\"nofollow\">Correo electr\u00f3nico<\/a> | <a href=\"https:\/\/www.figueroafinancial.com\/es\/feed\/podcast\/\" class=\"powerpress_link_subscribe powerpress_link_subscribe_rss\" target=\"_blank\" title=\"Suscr\u00edbete v\u00eda RSS\" rel=\"nofollow\">RSS<\/a><\/p><p><a href=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/10\/Podcast-Vida-Despues-de-las-Deudas.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-12686\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/10\/Podcast-Vida-Despues-de-las-Deudas.jpg\" alt=\"\u00a1Libertad! Vida Despu\u00e9s de las Deudas\" width=\"238\" height=\"234\" srcset=\"https:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/10\/Podcast-Vida-Despues-de-las-Deudas.jpg 375w, https:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/10\/Podcast-Vida-Despues-de-las-Deudas-300x294.jpg 300w, https:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2015\/10\/Podcast-Vida-Despues-de-las-Deudas-306x300.jpg 306w\" sizes=\"auto, (max-width: 238px) 100vw, 238px\" \/><\/a>\u00a1Bienvenidos al episodio<span style=\"color: #008000;\"> <strong>#93\u00a0<\/strong><\/span>del Podcast \u201c<span style=\"color: #008000;\"><strong>Ayuda y Esperanza para Tus Finanzas<\/strong><\/span>\u201d!<\/p>\n<p>Los bancos y las compa\u00f1\u00edas que prestan dinero est\u00e1n usando est\u00e1ndares m\u00e1s estrictos para garantizar el cr\u00e9dito.<\/p>\n<p>Incluso el gobierno ha tratado de ayudar poniendo m\u00e1s controles y protecciones para el consumidor contra abusos de las compa\u00f1\u00edas de tarjetas de cr\u00e9dito.<\/p>\n<p>Y ciertamente, todo el mundo ha tenido que detenerse y evaluar como manejamos el dinero en vista del potencial de ciclos bajos de la econom\u00eda.<\/p>\n<p>Pero al pensar sobre tu situaci\u00f3n, d\u00e9jame darte el reto de que consideres algunos <span style=\"color: #008000;\"><em><strong>principios b\u00e1sicos sobre las deudas<\/strong><\/em><\/span> y como conquistarlas.<\/p>\n<p>Independientemente de donde est\u00e9s: mucha deuda, poca deuda, o no deuda, estos principios son ciertos y cuando los aplicas vas a ganar con el dinero.<\/p>\n<p style=\"text-align: center;\"><strong><span style=\"color: #008000;\">Hay vida despu\u00e9s de las deudas.<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><a title=\"Suscr\u00edbete al Podcast en iTunes.\" href=\"itms:\/\/itunes.apple.com\/us\/podcast\/ayuda-y-esperanza-para-tus\/id717724952?mt=2\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7023\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Subscribe-to-Podcast-iTunes3.jpg\" alt=\"Suscr\u00edbete al Podcast en iTunes.\" width=\"225\" height=\"27\" \/><\/a><\/p>\n<h2>Resumen del Episodio<\/h2>\n<p>Primero, cual es la posici\u00f3n de Dios sobre las Deudas.<\/p>\n<ul>\n<li>El deudor es <span style=\"color: #008000;\"><em><strong>esclavo<\/strong><\/em><\/span> del acreedor (Proverbios 22:7)<\/li>\n<\/ul>\n<p>Segundo, \u00bfpor qu\u00e9 usamos las deudas?<\/p>\n<ul>\n<li>No tenemos un <em><strong><span style=\"color: #008000;\">plan<\/span><\/strong><\/em> para los gastos.<\/li>\n<li>Como no tenemos un plan, <strong><span style=\"color: #008000;\"><em>parece<\/em><\/span><\/strong> que no tenemos suficiente.<\/li>\n<li>Queremos aprovechar las <span style=\"color: #008000;\"><em><strong>ofertas<\/strong><\/em><\/span> (millas de aerol\u00ednea, puntos para otras compras, etc.).<\/li>\n<li>Somos influenciados por la <strong><span style=\"color: #008000;\"><em>cultura<\/em><\/span><\/strong>. Aceptamos que pagar inter\u00e9s es la \u00fanica forma de vivir.<\/li>\n<\/ul>\n<p><a title=\"Suscr\u00edbete al Podcast en Stitcher.\" href=\"http:\/\/www.stitcher.com\/podcast\/figueroa-financial\/ayuda-y-esperanza-para-tus-finanzas?refid=stpr\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7025\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Subscribe-to-Podcast-Stitcher1.jpg\" alt=\"Suscr\u00edbete al Podcast en Stitcher.\" width=\"225\" height=\"26\" \/><\/a><\/p>\n<p>No hay una forma r\u00e1pida para salir de las deudas. No hay una p\u00edldora m\u00e1gica o un programa del gobierno para sacarte de las deudas.<\/p>\n<p><span style=\"color: #008000;\"><em><strong>T\u00fa<\/strong><\/em><\/span> tienes que hacerlo, tienes que tomar control. Vas a salir de las deudas solamente cuando:<\/p>\n<ol>\n<li>Admitas que utilizar las deudas no te traer\u00e1 <span style=\"color: #008000;\"><em><strong>prosperidad<\/strong><\/em><\/span>.<\/li>\n<li>Te enfermes cuando te des cuenta de cuanto <em><strong><span style=\"color: #008000;\">inter\u00e9s<\/span><\/strong><\/em> est\u00e1n pagando.<\/li>\n<li>Te canses de llevar la <span style=\"color: #008000;\"><em><strong>carga<\/strong><\/em><\/span> de las deudas.<\/li>\n<\/ol>\n<h2>Recursos Adicionales<\/h2>\n<ul>\n<li>Podcast: <a href=\"http:\/\/www.figueroafinancial.com\/es\/2013\/11\/12\/como-prepararnos-para-el-retiro\/\">Como Prepararnos Para el Retiro<\/a><\/li>\n<li>Podcast: <a href=\"http:\/\/www.figueroafinancial.com\/es\/2015\/07\/20\/3-preguntas-para-tu-asesor-financiero\/\">3 Preguntas Para Tu Asesor Financiero<\/a><\/li>\n<li>e-book: <a href=\"http:\/\/www.amazon.com\/Principios-Exito-Financiero-Spanish-Edition-ebook\/dp\/B00C7RYIL6\/ref=as_sl_pc_tf_mfw?&amp;linkCode=wey&amp;tag=figuerfinanc-20\">7 Principios para el \u00c9xito Financiero<\/a><\/li>\n<li>e-book: <a href=\"http:\/\/www.amazon.com\/Tuyo-Pero-Nuestro-Spanish-Edition-ebook\/dp\/B00EBFGJQE\/ref=as_sl_pc_tf_mfw?&amp;linkCode=wey&amp;tag=figuerfinanc-20\">No M\u00edo, Ni Tuyo, Pero Nuestro<\/a><\/li>\n<li>e-book: <a href=\"http:\/\/www.amazon.com\/%C2%BFC%C3%B3mo-Qu%C3%A9-Dinero-mayordom%C3%ADa-bendiciones-ebook\/dp\/B00OW8BHKS\/ref=as_sl_pc_tf_mfw?&amp;linkCode=wey&amp;tag=figuerfinanc-20\">\u00bfC\u00f3mo Qu\u00e9 No es Mi Dinero?<\/a><\/li>\n<li>Servicios: <a href=\"http:\/\/www.figueroafinancial.com\/es\/contratame\/coaching-financiero\/\">Coaching Financiero<\/a><\/li>\n<\/ul>\n<p>\u00bfC\u00f3mo ser\u00eda la vida si pudieses vivir <span style=\"color: #008000;\"><em><strong>sin deudas<\/strong><\/em><\/span>? \u00bfQue podr\u00edas hacer?<\/p>\n<p><a href=\"http:\/\/www.figueroafinancial.com\/es\/contratame\/\"><em>Comun\u00edcate conmigo<\/em>\u00a0<\/a>y d\u00e9jame mostrarte c\u00f3mo puedes tener vida despu\u00e9s de las deudas.<\/p>\n<p>\u00a1Lo puedes lograr!<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #008000;\"><em><strong>\u201cLa deuda es tonta. Las personas m\u00e1s normales est\u00e1n quebradas porque est\u00e1n en deudas hasta sus ojos sin esperanza de ayuda.<\/strong><\/em><strong><em><br \/>\nSi t\u00fa est\u00e1s en deudas, entonces eres un esclavo porque no tienes la libertad de utilizar tu dinero para ayudar a cambiar tu \u00e1rbol geneal\u00f3gico.\u201d<\/em><\/strong><\/span><br \/>\n<span style=\"color: #008000;\"> <strong><em>Dave Ramsey, Autor y Experto Financiero<\/em><\/strong><\/span><\/p>\n<p><strong><em><span style=\"color: #000080;\">Cr\u00e9ditos<\/span><\/em><\/strong><\/p>\n<ul>\n<li><span style=\"color: #000080;\">Introducci\u00f3n: Javier Paz (VoiceOverJavierPaz.com)<\/span><\/li>\n<li><span style=\"color: #000080;\">Gracias tambi\u00e9n a William Sierra por sus sugerencias para mejorar el Podcast.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Pero al pensar sobre tu situaci\u00f3n, d\u00e9jame darte el reto de que consideres algunos principios b\u00e1sicos sobre las deudas y como conquistarlas.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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