{"id":7112,"date":"2014-04-01T10:05:18","date_gmt":"2014-04-01T15:05:18","guid":{"rendered":"http:\/\/www.figueroafinancial.com\/?p=7112"},"modified":"2014-04-01T06:22:33","modified_gmt":"2014-04-01T11:22:33","slug":"si-puedes-vivir-sin-tarjetas-de-credito","status":"publish","type":"post","link":"https:\/\/www.figueroafinancial.com\/es\/2014\/04\/01\/si-puedes-vivir-sin-tarjetas-de-credito\/","title":{"rendered":"S\u00ed, Puedes Vivir Sin Tarjetas de Cr\u00e9dito"},"content":{"rendered":"<!--powerpress_player--><div class=\"powerpress_player\" id=\"powerpress_player_3239\"><audio class=\"wp-audio-shortcode\" id=\"audio-7112-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Podcast-Apr-02-2014.mp3?_=1\" \/><a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Podcast-Apr-02-2014.mp3\">http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Podcast-Apr-02-2014.mp3<\/a><\/audio><\/div><p class=\"powerpress_links powerpress_links_mp3\" style=\"margin-bottom: 1px !important;\">Podcast: <a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Podcast-Apr-02-2014.mp3\" class=\"powerpress_link_pinw\" target=\"_blank\" title=\"Reproducir en una nueva ventana\" onclick=\"return powerpress_pinw('https:\/\/www.figueroafinancial.com\/es\/\/?powerpress_pinw=7112-podcast');\" rel=\"nofollow\">Reproducir en una nueva ventana<\/a> | <a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Podcast-Apr-02-2014.mp3\" class=\"powerpress_link_d\" title=\"Descargar\" rel=\"nofollow\" download=\"Podcast-Apr-02-2014.mp3\">Descargar<\/a><\/p><p class=\"powerpress_links powerpress_subscribe_links\">Suscr\u00edbete: <a href=\"https:\/\/subscribebyemail.com\/www.figueroafinancial.com\/es\/feed\/podcast\/\" class=\"powerpress_link_subscribe powerpress_link_subscribe_email\" target=\"_blank\" title=\"Suscr\u00edbete por correo electr\u00f3nico\" rel=\"nofollow\">Correo electr\u00f3nico<\/a> | <a href=\"https:\/\/www.figueroafinancial.com\/es\/feed\/podcast\/\" class=\"powerpress_link_subscribe powerpress_link_subscribe_rss\" target=\"_blank\" title=\"Suscr\u00edbete v\u00eda RSS\" rel=\"nofollow\">RSS<\/a><\/p><p><a href=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Podcast-Vivir-Sin-Tarjetas-de-Credito.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft  wp-image-7120\" alt=\"Podcast Vivir Sin Tarjetas de Credito\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Podcast-Vivir-Sin-Tarjetas-de-Credito.jpg\" width=\"260\" height=\"215\" \/><\/a>\u00a1Bienvenidos al episodio <strong><span style=\"color: #008000;\">#27<\/span><\/strong> del Podcast \u201c<strong><span style=\"color: #008000;\"><i>Ayuda y Esperanza para Tus Finanzas<\/i><\/span><\/strong>\u201d! Estoy muy agradecido de que est\u00e9s conmigo de nuevo esta semana.<\/p>\n<p>Hoy quiero hablar sobre mi posici\u00f3n sobre el uso de las tarjetas de cr\u00e9dito.<\/p>\n<p>Y esta es mi posici\u00f3n: No solamente creo que debes vivir sin tarjetas de cr\u00e9dito. Tambi\u00e9n creo firmemente que <span style=\"color: #008000;\"><b><i>s\u00ed, puedes vivir sin tarjetas de cr\u00e9dito<\/i><\/b><\/span>.<\/p>\n<p>En realidad, hace m\u00e1s de\u00a0<span style=\"color: #008000;\"><b>8<\/b><\/span>\u00a0a\u00f1os, tom\u00e9 la decisi\u00f3n de vivir sin tarjetas de cr\u00e9dito. Y lo hice basado en un cuidadoso estudio de s\u00f3lidos principios financieros y no he mirado hacia atr\u00e1s.<\/p>\n<p>Esto, por supuesto, me pone en la minor\u00eda ya que el uso de tarjetas de cr\u00e9dito sigue siendo\u00a0la <i><a href=\"http:\/\/www.nerdwallet.com\/blog\/credit-card-data\/average-credit-card-debt-household\/\">norma para la mayor\u00eda de la gente<\/a><\/i>.<\/p>\n<p>Puede que t\u00fa seas una de esas personas que utilizan tarjetas de cr\u00e9dito y funcionan muy bien para ti. Pero hoy quiero darte una perspectiva diferente.<\/p>\n<p><a title=\"Suscr\u00edbete al Podcast en iTunes.\" href=\"itms:\/\/itunes.apple.com\/us\/podcast\/ayuda-y-esperanza-para-tus\/id717724952?mt=2\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7023\" alt=\"Suscr\u00edbete al Podcast en iTunes.\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Subscribe-to-Podcast-iTunes3.jpg\" width=\"225\" height=\"27\" \/><\/a><\/p>\n<h2>\u00a0Resumen del Episodio<\/h2>\n<p>Aqu\u00ed est\u00e1 el resto de la historia del\u00a0<b><span style=\"color: #008000;\"><i>por qu\u00e9 yo puedo vivir sin tarjetas de cr\u00e9dito<\/i><\/span>.<\/b><\/p>\n<ul>\n<li>Las Tarjetas de Cr\u00e9dito Pueden Convertirse en una Muleta.<\/li>\n<li>Las Tarjetas de Cr\u00e9dito Representan Riesgo.<\/li>\n<li>Las Tarjetas de Cr\u00e9dito No Son Necesarias.<\/li>\n<\/ul>\n<p>Opt\u00e9 por ir contra la corriente y opt\u00e9 por <span style=\"color: #008000;\"><em><strong>vivir sin tarjetas de cr\u00e9dito<\/strong><\/em><\/span>.<\/p>\n<h2>Recursos Mencionados en el Episodio<\/h2>\n<ul>\n<li><a title=\"Hoja de Bola de Nieve de Deudas\" href=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/02\/Hoja-Bola-de-Nieve-de-Deudas-Enero-2014.xls\" target=\"_blank\">Hoja de Bola de Nieve de Deudas<\/a><\/li>\n<\/ul>\n<p>Cuando abandon\u00e9 el uso de tarjetas de cr\u00e9dito, eleg\u00ed un camino diferente para llegar al bienestar financiero.<\/p>\n<p><a title=\"Suscr\u00edbete al Podcast en Stitcher.\" href=\"http:\/\/www.stitcher.com\/podcast\/figueroa-financial\/ayuda-y-esperanza-para-tus-finanzas?refid=stpr\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7025\" alt=\"Suscr\u00edbete al Podcast en Stitcher.\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Subscribe-to-Podcast-Stitcher1.jpg\" width=\"225\" height=\"26\" \/><\/a><\/p>\n<p align=\"center\"><span style=\"color: #008000;\"><b><i>\u201cEl uso de tarjetas de cr\u00e9dito permite que las compras de hoy te roben de las promesas del ma\u00f1ana.<\/i><\/b><b><i>\u201d<br \/>\n<\/i><\/b><b><i>Jos\u00e9 R. Figueroa<\/i><\/b><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>No solamente creo que debes vivir sin tarjetas de cr\u00e9dito. Tambi\u00e9n creo firmemente que s\u00ed, puedes vivir sin tarjetas de cr\u00e9dito.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[222,333],"tags":[217,326,228,313],"class_list":["post-7112","post","type-post","status-publish","format-standard","hentry","category-deudas-es","category-podcast-2","tag-deudas-es-es","tag-podcast","tag-tarjetas-de-credito-es","tag-vida-despues-de-las-deudas"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts\/7112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/comments?post=7112"}],"version-history":[{"count":7,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts\/7112\/revisions"}],"predecessor-version":[{"id":7125,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts\/7112\/revisions\/7125"}],"wp:attachment":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/media?parent=7112"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/categories?post=7112"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/tags?post=7112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}