{"id":7964,"date":"2014-08-26T10:30:29","date_gmt":"2014-08-26T15:30:29","guid":{"rendered":"http:\/\/www.figueroafinancial.com\/?p=7964"},"modified":"2014-08-26T06:39:18","modified_gmt":"2014-08-26T11:39:18","slug":"estamos-en-agosto-ya-tienes-tu-fondo-de-ahorros-de-navidad","status":"publish","type":"post","link":"https:\/\/www.figueroafinancial.com\/es\/2014\/08\/26\/estamos-en-agosto-ya-tienes-tu-fondo-de-ahorros-de-navidad\/","title":{"rendered":"Estamos en Agosto \u00bfYa Tienes tu Fondo de Ahorros de Navidad?"},"content":{"rendered":"<!--powerpress_player--><div class=\"powerpress_player\" id=\"powerpress_player_6184\"><audio class=\"wp-audio-shortcode\" id=\"audio-7964-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/08\/Podcast-Aug-27-2014.mp3?_=1\" \/><a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/08\/Podcast-Aug-27-2014.mp3\">http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/08\/Podcast-Aug-27-2014.mp3<\/a><\/audio><\/div><p class=\"powerpress_links powerpress_links_mp3\" style=\"margin-bottom: 1px !important;\">Podcast: <a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/08\/Podcast-Aug-27-2014.mp3\" class=\"powerpress_link_pinw\" target=\"_blank\" title=\"Reproducir en una nueva ventana\" onclick=\"return powerpress_pinw('https:\/\/www.figueroafinancial.com\/es\/\/?powerpress_pinw=7964-podcast');\" rel=\"nofollow\">Reproducir en una nueva ventana<\/a> | <a href=\"http:\/\/media.blubrry.com\/ayuda_y_esperanza\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/08\/Podcast-Aug-27-2014.mp3\" class=\"powerpress_link_d\" title=\"Descargar\" rel=\"nofollow\" download=\"Podcast-Aug-27-2014.mp3\">Descargar<\/a><\/p><p class=\"powerpress_links powerpress_subscribe_links\">Suscr\u00edbete: <a href=\"https:\/\/subscribebyemail.com\/www.figueroafinancial.com\/es\/feed\/podcast\/\" class=\"powerpress_link_subscribe powerpress_link_subscribe_email\" target=\"_blank\" title=\"Suscr\u00edbete por correo electr\u00f3nico\" rel=\"nofollow\">Correo electr\u00f3nico<\/a> | <a href=\"https:\/\/www.figueroafinancial.com\/es\/feed\/podcast\/\" class=\"powerpress_link_subscribe powerpress_link_subscribe_rss\" target=\"_blank\" title=\"Suscr\u00edbete v\u00eda RSS\" rel=\"nofollow\">RSS<\/a><\/p><p><a href=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/08\/Podcast-Agosto-y-Reserva-de-Navidad.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft  wp-image-7967\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/08\/Podcast-Agosto-y-Reserva-de-Navidad.jpg\" alt=\"Estamos en Agosto \u00bfYa Tienes tu Fondo de Ahorros de Navidad?\" width=\"336\" height=\"226\" \/><\/a>\u00a1Bienvenidos al episodio\u00a0<span style=\"color: #008000;\"><strong>#48<\/strong><\/span>\u00a0del Podcast \u201c<span style=\"color: #008000;\"><strong><em>Ayuda y Esperanza para Tus Finanzas<\/em><\/strong><\/span>\u201d!<\/p>\n<p>Una de las tradiciones en las Iglesias para el mes de Agosto, es el comenzar con los ensayos de la m\u00fasica de\u00a0<span style=\"color: #008000;\"><strong><em>Navidad<\/em><\/strong><\/span>.<\/p>\n<p>Por lo general, los miembros del coro y la orquesta decoran el sal\u00f3n con nacimientos de Navidad y alguien incluso prepara galletas de Navidad u otros aperitivos.<\/p>\n<p>No, no han cambiado la celebraci\u00f3n Diciembre a Agosto mientras t\u00fa y yo no est\u00e1bamos prestando atenci\u00f3n.<\/p>\n<p>Pero en t\u00e9rminos de cuan pronto llegara la \u00e9poca de Navidad es m\u00e1s o menos lo mismo.<\/p>\n<p><a title=\"Suscr\u00edbete al Podcast en iTunes.\" href=\"itms:\/\/itunes.apple.com\/us\/podcast\/ayuda-y-esperanza-para-tus\/id717724952?mt=2\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7024\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Subscribe-to-Podcast-iTunes3.jpg\" alt=\"Subscribe to the Podcast in iTunes\" width=\"225\" height=\"27\" \/><\/a><\/p>\n<h2>Resumen del Episodio<\/h2>\n<p>Estamos hablando de s\u00f3lo 4 meses, pero si no somos cuidadosos, la Navidad puede convertirse en una\u00a0<span style=\"color: #008000;\"><strong><em>temporada de gastos altos<\/em><\/strong><\/span>.<\/p>\n<p>Muy f\u00e1cilmente nos puede atrapar desprevenidos y hacernos caer en <span style=\"color: #008000;\"><strong><em>el h\u00e1bito normal del uso de deudas<\/em><\/strong><\/span> para cubrir los gastos de la temporada.<\/p>\n<p>Hazte un favor y\u00a0<strong><em><span style=\"color: #008000;\">comienza a prepararte para la Navidad ahora<\/span>\u00a0<\/em><\/strong>siguiendo estos 3 pasos:<\/p>\n<ol>\n<li>Decide sobre una cantidad de <span style=\"color: #008000;\"><em><strong>presupuesto<\/strong><\/em><\/span> para los gastos de Navidad.<\/li>\n<li>Construye un\u00a0<strong><span style=\"color: #008000;\"><em>fondo de amortizaci\u00f3n<\/em><\/span>\u00a0<\/strong>colocando una l\u00ednea en tu presupuesto para una \u201c<strong><em><span style=\"color: #008000;\">Fondo de Ahorros de Navidad<\/span>\u00a0<\/em><\/strong>\u201cy el monto mensual requerido para cumplir con tu meta de ahorro.<\/li>\n<li>Cuando llegue Diciembre, gasta s\u00f3lo consistentemente con lo que has ahorrado y con lo que est\u00e1 en tu\u00a0<span style=\"color: #008000;\"><strong><em>presupuesto<\/em><\/strong><\/span><em>.<\/em><\/li>\n<\/ol>\n<p>Espero que puedas tener una celebraci\u00f3n de Navidad gozosa y\u00a0sin remordimientos y sin las facturas que te sigan en el Nuevo A\u00f1o.<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #008000;\"><em><strong>\u00a1Prep\u00e1rate ahora!<\/strong><\/em><\/span><\/p>\n<h2>Recursos Adicionales<\/h2>\n<ul>\n<li><a href=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/01\/Hoja-de-Presupuesto-Enero-2014.xls\">Referencia: Hoja de Presupuesto Mensual<\/a><\/li>\n<li><a href=\"http:\/\/www.figueroafinancial.com\/es\/2014\/02\/06\/guias-para-ahorros\/\">Referencia: Gu\u00edas para Ahorros<\/a><\/li>\n<\/ul>\n<p><a title=\"Suscr\u00edbete al Podcast en Stitcher.\" href=\"http:\/\/www.stitcher.com\/podcast\/figueroa-financial\/ayuda-y-esperanza-para-tus-finanzas?refid=stpr\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7026\" src=\"http:\/\/www.figueroafinancial.com\/wp-content\/uploads\/2014\/03\/Subscribe-to-Podcast-Stitcher1.jpg\" alt=\"Subscribe to the Podcast in Stitcher\" width=\"225\" height=\"26\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #008000;\"><b><i><span lang=\"ES-PR\">\u201cAquel que gasta m\u00e1s de lo que gana est\u00e1 sembrando los vientos innecesarios de indulgencia de los cuales va a cosechar los vendavales de problemas y humillaci\u00f3n.\u201d<br \/>\nGeorge S. Clason, \u201cEl Hombre M\u00e1s Rico en Babilonia\u201d<\/span><\/i><\/b><br \/>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Estamos hablando de s\u00f3lo 4 meses, pero si no somos cuidadosos, la Navidad puede convertirse en una temporada de gastos altos. Muy f\u00e1cilmente nos puede atrapar desprevenidos y hacernos caer en el h\u00e1bito normal del uso de deudas para cubrir los gastos de la temporada.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[219,333],"tags":[212,326,305],"class_list":["post-7964","post","type-post","status-publish","format-standard","hentry","category-ahorros-es","category-podcast-2","tag-ahorros-2","tag-podcast","tag-reserva-de-ahorros-de-navidad"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts\/7964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/comments?post=7964"}],"version-history":[{"count":5,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts\/7964\/revisions"}],"predecessor-version":[{"id":7974,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/posts\/7964\/revisions\/7974"}],"wp:attachment":[{"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/media?parent=7964"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/categories?post=7964"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.figueroafinancial.com\/es\/wp-json\/wp\/v2\/tags?post=7964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}