You can make the decision to get on different plan that gives you and your family hope for the future. But wishing for a different outcome is only part of the equation. You need a plan and you need to act on your plan with urgency and discipline.
So I will continue dealing with maintenance and repairs. It’s not fun to pay them, but it is better than paying interest on an auto loan. A new car would be great, but a monthly car payment would get in the way of my greater goal of paying off the house.
I don’t want you to get discouraged if you are not doing as well as you wanted. You still have half of 2013 in front of you. You can still redeem the time and make 2013 the best year for your finances. It’s time to review, reflect, and reset the plan for your money.
Looking to get out of debt? Here is the process my wife and I used to get out of consumer debt. It took us 29 months but we paid $50K in debt. We have never looked back!